[success stories]

We're Built For

Marketing Agencies

E-Commerce

Affiliates

AI Apps

Wholesalers

brown cardboard boxes on white metal rack

Web3

Travel Agencies

The Cosmic Financial Suite

Create a virtual card or order a physical card, crypto friendly.

Fund your card with ease

Link your bank account or get part of your paycheck deposited into Cosmic with zero fees.

Sign up with no requirements

There is no credit check or requirement to stake your assets to become eligible.

Get 24/7 support

We’re available with dedicated phone and email support.

Optimized Freight

Renewables

Logistics

Circular Systems

Automation

Pipelines

Finance built for Control, Simplify, Safe

Modern cards, banking, expenses, accounting, and more — in 120+ countries.

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Flexible cards

Issue cards whenever you want and in multiple GEO’s to make sure your campaign spending will be smooth.

Innovative Technology

Leverage the latest technology for reliable and efficient payment.

Fast & Free Onboarding

Get started swiftly with our fast and free onboarding process.

Advanced Security

Secure transactions with our state-of-the-art security features.

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Why choose us?

Unlimited Physical & Virtual Cards

Get unlimited virtual cards so you can manage each payment with total control.

Manage Budgets with Card Groups

With card groups, set top-level budgets across departments to plan for spending.

Sophisticated Spend Controls

Cosmic cards give you the power to set spending & transaction limits, and merchant restrictions.

Access 50+ Reliable BINs to Power Global Payments

With Cosmic, you gain access to a wide network of trusted BINs designed to keep your payments flowing smoothly, no matter where you operate.
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Whether you’re running ads, scaling e-commerce, managing affiliates, or building in Web3, Cosmic gives you the flexibility and reliability to process payments securely and without interruption.

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By the Numbers

Our customers collectively spend over $1bn per year on Cosmic issued cards.

Transactions processed

$1BN

Virtual cards issued

10k+

Happy customers

1000+

Avg. initial response time

<3MIN

The freedom of payment for everyone, everywhere

We’re committed to creating more economic freedom through accessible, safe, and secure financial tools for everyone.

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Take Control of Every Payment with Custom Spend Limits

You can set a spend limit on any Cosmic Card so you won’t be charged for more than you authorize. Useful for managing recurring bill payments or subscriptions.

Feel Secure with Cards You Can Pause or Close at Any Time

To proactively protect against data breaches, you can pause or close your Cosmic Card anytime, from anywhere, with just a tap.

Unlock Possibilities with Flexible Virtual Card Options

With Cosmic virtual cards, you get flexible options that give you complete control and keep your financial information secure wherever you shop.

Help & Support

Frequently Asked Questions

If you don’t see your question here, we’re always available to help. Get in touch to discuss your needs, explore opportunities, or clarify how we work.

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What is a virtual card?

A virtual card is a digital card number you use for purchases; just like a regular card, but without the plastic.

How do I get one with Cosmic?

Open a Cosmic account, sign in, and go to Virtual Cards to create one in seconds.

Where can I use it?

Anywhere online. For in-person payments, add it to your mobile wallet (Apple Pay, Google Pay) and tap to pay.

Are virtual cards secure?

Yes. Virtual cards use encryption and other safeguards, and you can delete or replace them anytime.

Can I set spending limits or controls?

Absolutely. Set per-card limits to manage spend and prevent overcharges.

How many virtual cards can I have?

Create as many as you need, best practice is to spin up cards for upcoming or active purchases only.

Can I get a refund for a purchase made with a virtual card?

Yes, refunds work the same as with a physical card and go back to your original funding source.

CALENDLY

The Virtual Credit Card for ambitious growth